Past-Due Mortgages Down; Serious Delinquencies Rise – NMP Skip to main content

Past-Due Mortgages Down; Serious Delinquencies Rise

Aug 21, 2020
Sticky note with delinquent mortgage written on it surrounded by office materials. Photocredit: iStock.com/designer491
Director of Events

Black Knight Inc.'s July 2020 month-end mortgage performance statistics reported a 9% decline in mortgage delinquencies for July 2020, compared with June. According to the report, early-stage delinquencies are now below pre-pandemic levels, pointing to a lull in COVID-19-related delinquencies. 
 
However, the report also revealed that serious delinquencies, loans that are 90 or more days past due, increased by 376,000, bringing the total above 1.8 million from pre-pandemic levels. 
 
Luckily for homeowners, foreclosure activity remains muted due to nationwide moratoriums and Black Knight points out that while starts increase for the month, overall activity is still near record lows. 
 
Read more from Black Knight's July 2020 mortgage data.
About the author
Director of Events
Navi Persaud is Director of Events at NMP.
Published
Aug 21, 2020
New Study Finds UWM's 'All-In' Triggered Industrywide Pricing Spillovers

Research shows wholesale competitors responded to the 2021 Rocket ban by lowering mortgage rates,

Jul 15, 2026
First Major Housing Reform In Decades Becomes Law Without Trump's Signature

Bipartisan ROAD to Housing Act advances supply, construction, and mortgage reforms despite White House protest

Jul 10, 2026
Mortgage Star Conference Honors Women Shaping The Future Of Mortgage Leadership

MWLC honors leaders driving innovation, mentorship, and growth across the mortgage industry

Jul 09, 2026
June Jobs Report Improves Mortgage Rate Outlook

Slower hiring strengthens bonds and eases concerns over additional Fed tightening

Jul 02, 2026
NEXA Founder Mike Kortas Launches evoLend To Help Originators Retain Borrowers

New Fannie Mae-, Freddie Mac- and Ginnie Mae-approved mortgage servicer aims to keep originators connected to borrowers through servicing data, payoff visibility and retention tools

Jul 02, 2026
President Trump Cancels 21st Century ROAD To Housing Act

Trump cancels signing the bipartisan housing bill, leaving affordability package in limbo

Jun 24, 2026