Compass Inc. And Guaranteed Rate Form OriginPoint – NMP Skip to main content

Compass Inc. And Guaranteed Rate Form OriginPoint

Associate Editor
Jul 13, 2021

Compass Inc. and Guaranteed Rate announced their decision to form OriginPoint, a new mortgage origination company.

Independent brokerage and real estate technology company, Compass Inc., and retail mortgage company, Guaranteed Rate, announced their decision to form OriginPoint, a new mortgage origination company.

“Over the past eight years Compass has been laser-focused on building a company that empowers top agents across the country, and with OriginPoint we're creating a direct connection between these agents and the top loan officers in the industry,” said Robert Reffkin, founder, chairman and CEO of Compass.

Compass and Guaranteed Rate seem to integrate quite naturally. As the number one non-bank lender for Compass agents, Guaranteed Rate makes an excellent partner in streamlining their mortgage process. Both companies also happen to have expertise in the jumbo space. The combination of Guaranteed Rate’s digital mortgage platform and Compass' suite of AI-driven cloud-based software, OriginPoint will create efficiencies throughout every step in the mortgage process. 

"Partnering with Compass and Robert Reffkin to rapidly build a best-in-class, tech-focused mortgage company is really exciting," said Guaranteed Rate founder and CEO, Victor Ciardelli. He also stated that Guaranteed companies are having their best year ever, closing more than $60 billion in loan volume since the start of 2021.

OriginPoint will originate mortgages for Compass' brokerage clients, as well as any other brokerage. The main goal of the technology is to unite agents with loan officers to create a cohesive team that will reduce consumer uncertainty in the homebuying process.

Ciardelli added, "With interest rates creeping up, limited housing supply and refis slowing down, right now couldn't be a more perfect time to hire the best of the best of the top loan officers and sales leaders throughout the country."

OriginPoint will be available to all consumers where Compass operates and OriginPoint is licensed, regardless of what brokerage they choose to work with. 

Reffkin also stated, “Buying a home is the most emotionally and financially significant decision of most people's lives and the role of the agent is to make the process as stress-free as possible. OriginPoint brings together two digital-first companies to deliver a mortgage product that provides a seamless and transparent experience for agents and their clients, which ultimately leads to a simpler real estate transaction for everyone involved.”

Guaranteed companies funded more than $73 billion of total loan volume in 2020, and are on pace to have a record 2021. Last year, Compass agents transacted approximately $152 billion in residential real estate and completed 66% more transactions than they did the year before.

For more information about OriginPoint, please visit originpoint.com. 

About the author
Associate Editor
Katie Jensen is a mortgage news reporter at NMP.
Published
Jul 13, 2021
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026