NMI Holdings, Inc. Releases Monthly Operating Statistics

Director of Events

Jul 06, 2021

At June 30, 2021, NMI Holdings, Inc. reported 8,764 loans in default and a default rate of 1.86%.

NMI Holdings, Inc. reported selected operating statistics for the month of June 2021. At June 30, 2021, the company reported 8,764 loans in default and a default rate of 1.86%, according to a press release.

Due to the growing normalization of the economic environment, the company has decided to discontinue the monthly reporting of selected operating statistics initiated at the onset of the COVID pandemic. The company will continue to report selected metrics with its quarterly earnings releases.

While its total default population declined from May 31, 2021 to June 30, 2021, the company believes that its default population may increase going forward if additional borrowers face challenges related to the COVID-19 outbreak and choose to access the forbearance program for federally backed loans codified under the CARES Act or other programs made available by private lenders.

About the author

Navi Persaud

Director of Events

Navi Persaud is Director of Events at NMP.

Link copied

Published

Jul 06, 2021

Analysis and Data

Homebuyer Assistance Programs Reach Record High As Grants Expand

Down Payment Resource identified 2,746 programs nationwide, although only 77% were active and funded at the beginning of July

The number of U.S. homeownership assistance programs climbed to a record high in the second quarter as more grants and programs covering manufactured homes and multi-unit properties became available.Down Payment Resource identified 2,746 programs nationwide as of July 1, an ...

Home Equity

Home Equity Loans Capture Record Share As Homeowners Stay Put

Equity products accounted for more than one-quarter of 2025 mortgage transactions in four states as rate-locked borrowers avoided refinancing or moving

Homeowners increasingly turned to HELOCs and second mortgages to access cash without surrendering their low first-mortgage rates, pushing home equity lending to a record share of mortgage transactions in 2025.Home equity loan volume increased 15% between 2021 and 2025, from ...

Aug

Las Vegas, NV

More from

Analysis and Data

Homebuyer Assistance Programs Reach Record High As Grants Expand

Down Payment Resource identified 2,746 programs nationwide, although only 77% were active and funded at the beginning of July

Analysis and Data

Jul 27, 2026

Half Of Recent Buyers Say Their Mortgage Is Unsustainable Without A Refi

Truework finds 85% consider refinancing important to their financial health, revealing a highly motivated but financially vulnerable future borrower pool

Analysis and Data

Jul 27, 2026

Gen Z Drives 19% Of Purchase Inquiries With Just 10% Down

LendingTree data shows millennials dominate mortgage shopping and match baby boomers’ $65,000 median planned down payment

Analysis and Data

Jul 24, 2026

Equifax Mortgage Revenue Rises 25% Despite Weaker Loan Volume

Credit-score pricing contributed heavily to the increase, while exclusive VantageScore use remained limited

Analysis and Data

Jul 24, 2026

Mortgage Servicer Satisfaction Rises Despite Borrower Strain

J.D. Power finds better digital service, fee transparency, and issue resolution are strengthening trust while homeowners face mounting financial pressure

Analysis and Data

Jul 23, 2026

Home Price Growth Accelerates, But Luxury Buyers Skew The Market

Redfin’s index rose 3% annually in June, with luxury demand and limited move-in-ready inventory supporting prices despite elevated mortgage rates

Analysis and Data

Jul 23, 2026

Popular