Private Lender Arixa Tops $8B In Originations
Private lender points to growing demand for construction and renovation financing as banks remain selective
Arixa Capital says it has surpassed $8 billion in loan originations since launching in 2006, a milestone that reflects the expanding role of private lenders in residential construction, renovation, and investor finance as traditional banks remain selective in those sectors.
The private real estate lender and alternative investment manager announced the milestone Tuesday, noting that it has financed the acquisition, construction, and renovation of more than 15,000 housing units nationwide. The company provides short-term loans ranging from $250,000 to $75 million to professional builders and developers.
"Surpassing $8 billion reflects years of disciplined execution and strong client relationships," said Greg Hebner, CEO of Arixa Capital. "Our borrowers rely on us to execute, and our investors rely on us to be consistent. As we grow, our focus remains on delivering dependable capital while staying aligned with our investors."
The company said it originated more than $2 billion in loans during 2025 and is currently exceeding that pace year-to-date.
Arixa attributed its growth in part to a vertically integrated platform that brings origination, underwriting, servicing, and construction draw management in-house. The company said the structure is designed to provide speed, certainty, and consistency for borrowers while helping maintain credit discipline and manage portfolio risk.
The lender also highlighted efforts to expand and diversify its capital base. According to the company, recent initiatives include completing its second residential transitional lending (RTL) securitization, continuing distribution through the iCapital marketplace, and broadening relationships with institutional investors and registered investment advisors seeking access to real estate private credit.
What It Means For Mortgage Pros
Arixa's growth comes as private credit firms continue expanding their presence in residential real estate finance, particularly in segments such as construction, renovation, bridge, and investor lending.
While many traditional mortgage lenders remain focused on agency and government-backed production, private lenders have increasingly stepped in to finance projects that may not fit conventional bank lending parameters. The trend has created additional financing options for builders, developers, and real estate investors navigating a higher-rate environment.
The company's expanding capital markets activity also reflects a broader institutional appetite for residential private credit, an asset class that has attracted growing interest from investment managers seeking alternatives to traditional fixed-income investments.
To support its continued growth, Arixa announced two additions to its senior leadership team.
Brian Sakamoto joined the firm as General Counsel and a member of its executive management team. He most recently served as in-house counsel to the real estate debt funds business at PGIM and brings more than 20 years of real estate lending experience.
The company also named Jonathan Setiabrata senior vice president of investor relations. Setiabrata will lead investor relations and capital formation efforts and previously held roles at Pinegrove Venture Partners, SVB Capital, White Oak Global Advisors, and J.P. Morgan.
As of the release date, Arixa reported a servicing portfolio exceeding $2.5 billion.
"We've been intentional about scaling Arixa in ways that enhance the high-touch service our borrowers value," said Seth Davis, president of Arixa Capital. "We firmly believe the same discipline and infrastructure that gives investors confidence also enables us to be a better lending partner."
*This article was primarily written by a human author. AI tools were used in a limited capacity for research assistance or light editing.