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Coming Up:
Qualify More Borrowers with Kind’s Non-QM Asset Depletion Advantage
Webinar
Jun 17, 2026
1:00 pm ET / 10:00 am PT
New York Cash-Home Tax Proposal Could Push Wealthy Buyers Back Into Mortgages

As all-cash deals surge nationwide, a proposed 1% levy on $1M+ purchases in NY may reshape jumbo lending, borrower strategy, and origination opportunities

Regulation and Compliance
Two Harbors Delays Shareholder Vote As Fight Between CrossCountry, UWM Intensifies

Shareholder vote pushed to May 28 as lawsuit raises new questions over CrossCountry deal

Industry News
The Program Agents Have Never Been Offered

Most agents have never been shown how existing mortgage programs can be packaged into a stronger buyer offer — and AI is helping LOs pitch it faster

Tech
The Mortgage Industry Needs Practical AI Governance, Not Just AI Ambition

MISMO’s new FRAME initiative aims to help mortgage lenders operationalize responsible AI governance across the loan lifecycle

Regulation and Compliance
Rocket, Redfin Launch Homebuying Offer With Up To $20K In Savings

New program combines lender credits and commission discounts while strengthening Rocket’s servicing recapture and integrated platform strategy

Operations
Down Payments Fall To Four-Year Low As Inventory Gains Ease Buyer Pressure

Realtor.com report finds median down payment drops 19% year-over-year while FHA and VA usage rises

Analysis and Data
First Colony Mortgage Completes Companywide AI Rollout With Tidalwave

Utah lender rolls out Tidalwave’s “Solo” assistant across operations, aiming to reduce manual touches and speed loan approvals

Tech
OptiFunder Launches OptiExchange To Expand Lender Tech Ecosystem

New platform connects lenders with vetted vendors, signaling broader push toward operational consolidation

Tech
IMB Profits Hold Steady In Q1 2026 Despite Rising Production Costs

Higher per-loan expenses offset revenue gains while servicing income strengthens overall profitability

Analysis and Data
Florida Housing Market Sees Rising Closed And Pending Sales In April

Florida Realtors data shows 8-month streak of sales growth as pending activity points to sustained purchase volume and increased opportunities for LOs

Analysis and Data
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