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New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment

First transaction delivers $41K balance discount, pointing to a portfolio-driven approach to accelerating loan turnover

GreenPath data suggests more seniors are arriving later in the financial cycle, limiting flexibility for loan structuring

Rule removes disparate impact standard, shifting focus to intentional discrimination and redefining compliance for lenders

HomeLife Mortgage highlights alternative financing as rental yields decline and more properties fall short of traditional DSCR tests

New statute reclassifies shared appreciation agreements as mortgages, signaling broader compliance, disclosure, and investor risk shifts for lenders

Specialized offering targets nontraditional income borrowers as lenders lean into affinity-based programs

Seasonal momentum builds as spring market begins, though supply remains constrained year over year

Private equity investment to support technology, expansion, and potential acquisitions across the broker platform