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Coming Up:
Winning The Purchase Market In 2026
Webinar
Jul 21, 2026
1PM ET
Shareholder Sues Two Harbors Over Proposed Sale To CrossCountry

Complaint points to earlier higher bids and disclosure gaps in CrossCountry deal

Courts
Pending Home Sales Rise 1.5% In March As Inventory Grows, Rates Weigh On Demand

Monthly gains led by the South point to improving supply conditions, but affordability pressures and rate volatility continue to shape the spring housing market

Analysis and Data
FHFA Opens Door To Credit Score Competition As Fannie, Freddie Move Forward With VantageScore 4.0

New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment

Operations
Credit Union–Led DREAM Transaction Tests Principal Reduction At Payoff

First transaction delivers $41K balance discount, pointing to a portfolio-driven approach to accelerating loan turnover

Industry News
Reverse Mortgage Borrowers Are Showing Up Too Late

GreenPath data suggests more seniors are arriving later in the financial cycle, limiting flexibility for loan structuring

Reverse
CFPB Final Rule Reshapes Fair Lending Enforcement Under ECOA

Rule removes disparate impact standard, shifting focus to intentional discrimination and redefining compliance for lenders

Regulation and Compliance
No-Ratio Loans Gain Traction As DSCR Deals Tighten For Investors

HomeLife Mortgage highlights alternative financing as rental yields decline and more properties fall short of traditional DSCR tests

Operations
From Special Ed to PhD: The Power of Thinking Differently
Industry News
Apr 21, 2026
MaxConvos
Maine Cracks Down On Home Equity Investment Loans With First-In-Nation Law

New statute reclassifies shared appreciation agreements as mortgages, signaling broader compliance, disclosure, and investor risk shifts for lenders

Regulation and Compliance
Pennymac Launches ‘Welcome Home’ Mortgage Program For Team USA Athletes

Specialized offering targets nontraditional income borrowers as lenders lean into affinity-based programs

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