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State banking and mortgage regulators argue the OCC’s proposed escrow interest preemption rule is unlawful, would undermine state consumer protections, and shift costs from national banks onto homeowners

President Trump’s call for Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds briefly lifted agency MBS prices, but analysts say the purchase is modest relative to market scale and unlikely to meaningfully lower mortgage rates

Real estate investors enter 2026 with cautious optimism as improving market fundamentals lift sentiment, even as high financing and insurance costs continue to limit deal activity

Planet Home Lending has named industry veteran Kris Kehl a senior mortgage loan officer in California, adding deep product expertise and a relationship-driven approach to support homebuyers navigating affordability challenges

New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market

A new study finds pandemic-era boomtown housing markets are stuck in pricing gridlock, as seller expectations and buyer payment realities collide, pushing time on market to multi-month highs in 2025

The Federal Reserve held its benchmark rate at 3.50–3.75%, citing solid economic growth, persistent inflation, and a soft labor market, leaving mortgage rates largely steady

Cardinal Financial announces a new program that allows brokers to originate loans in their own name while leveraging Octane for underwriting, pricing, and streamlined operations

Affordability in the U.S. housing sector improved sharply as rising incomes, falling mortgage rates, and flat home prices boosted U.S. house-buying power nearly 10% year-over-year, though supply constraints remain a key risk