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Why the future of mortgage technology isn’t better screens, but smarter intent

Pending home sales are falling apart at a record pace, with more than 16% of December contracts canceled as higher costs and increased inventory give buyers greater leverage to walk away before closing

Downpayment assistance is expanding and loosening eligibility nationwide, with more programs, higher income caps, broader property support, and deeper benefits that improve borrower qualification and loan quality

NEXA Lending launches its Agenetic AI platform with Chat and Social capabilities, giving mortgage originators real-time intelligence, automated support, and marketing tools to boost efficiency and closings

Court finds funds were capital contributions, not loans; awards treble damages for statutory conversion

HUD has ordered immediate citizenship and immigration status verification across federally assisted housing, a move that could accelerate rental turnover and indirectly influence entry-level homebuyer demand while signaling tighter eligibility enforcement

Guaranteed Rate Affinity welcomes back Chicago mortgage veteran Aaron Wise, leveraging his two decades of client-driven lending experience to strengthen service delivery and market presence through The Wise Team

LoanWorks’ full integration of AngelAi into its core mortgage workflows marks a shift from bolt-on AI tools to embedded operating infrastructure, redefining how brokers scale efficiency, compliance, and human-led lending

ServiceLink deepens its UAD 3.6 leadership by partnering with Grid-ML to give appraisers free, searchable access to a comprehensive interactive guide ahead of the GSEs’ redesigned URAR broad production rollout