Tagged: adjustable-rate mortgage (ARM)

Data shows short-term borrowers positioned to benefit as refinance window remains likely

Adjustable-rate mortgages (ARMs) accounted for nearly 21% of mortgage originations in 2025 — the highest level in three years

Lower mortgage rates fueled a sharp rebound in refinance demand and lifted purchase activity nearly 30%, according to MBA’s latest Weekly Applications Survey

How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging

As the mortgage rate market improves, MBA economists forecast headwinds such as tariffs and inflation may keep rates above the 6% mark and potential buyers on the sidelines for the foreseeable future

The firm manages more than $7 billion in loans and operates a top-three non-agency securitization platform

Refi share eases, FHA refinances gain ground while purchase activity holds steady

Refi apps claim largest portion in months as ARMs see 25% spike

Refinance activity claims highest share in months, MBA reports

Both purchase and refinance activity fall, despite inventory increases in many areas