Tagged: analysis

Minimal appreciation masks ongoing pressure from rates and rising ownership expenses

Independent analysis lands as FHFA pushes multi-model future, raising stakes for lenders weighing adoption

Purchase mortgage report shows transfer taxes account for the largest share of cost differences across markets

Bankrate index highlights shifting leverage, rising inventory, and regional splits

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

Builder activity jumps in the near term, but falling permits and weaker completions point to a choppier supply outlook ahead

Realtor.com data shows more listings and softer prices begin rebuilding the purchase pipeline

Newrez analysis of 1.2M loans shows costs topping $2,600 nationally, with regional disparities and new pressure points for borrower affordability

Cooling gains may ease buyer strain, but inflation-adjusted declines and regional splits complicate outlook for LOs and borrowers

New data from Truework shows verification friction and income consistency are increasingly determining which loans make it to closing, shifting risk earlier in the pipeline