A new analysis finds the FHFA’s decision to allow VantageScore in conforming mortgages could save lenders and borrowers approximately $650 million annually while expanding credit access to millions of additional consumers
FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac
MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model
Mapping what's happened with rates in 2025 as they've influenced mortgage activity — and what's influencing them
GSE to deploy AI fraud-detection tech amid more talk of listing Fannie Mae, Freddie Mac on major stock exchange
President indicates the time ‘would seem to be right,’ says he’ll make a decision ‘in the near future’
Investigation follows April referral by FHFA Director Bill Pulte; potential charges include wire, mail, and bank fraud
GSE sees chance to ‘strip away unnecessary bureaucracy and eliminate non-essential activities’ to drive tech investments, lower origination costs
Fannie Mae’s net income falls 11% from Q4 2024 as net worth climbs nearly 4% to $98.3B
GSE leadership shakeups and policy rollbacks signal potential shifts in liquidity, credit risk, and market structure for IMBs.