Tagged: Consumer Financial Protection Bureau (CFPB)

Lawsuit challenges both CFPB’s fair lending rollback and Vought’s authority to lead the bureau

Why lenders still need strong AI governance, even after the CFPB’s Regulation B rollback

CFPB’s 2026 ECOA update removes disparate impact liability — but lenders still face significant legal and regulatory risk

New 1,000-loan threshold limits coverage as MBA points to unfinished policy fight

Rule removes disparate impact standard, shifting focus to intentional discrimination and redefining compliance for lenders

New CFPB mortgage data shows divergence in loan volume vs. unit share, signaling shifting borrower mix and strategy

Executive order targets compliance burdens, appraisal rules, and capital standards that have reshaped the mortgage market since the financial crisis

Two executive orders target development barriers and lending rules the administration says are driving up home prices

The GAO has reported on the CFPB’s 2025 restructuring efforts, detailing workforce cuts, halted enforcement actions, funding reductions, and ongoing litigation that could shape the agency’s ability to fulfill its statutory mission

A coalition of U.S. senators is urging the CFPB to withdraw a proposed rule eliminating disparate impact enforcement under ECOA, warning it would exacerbate housing affordability challenges and restrict access to credit