CHLA’s Scott Olson examines how the next Congress could reshape housing tax breaks, lending costs, and access to homeownership — and where bipartisan deals remain possible
Broeksmit says the compensation rule “isn’t long for this world,” but CFPB’s published agenda sets no firm timetable
Community lenders want more flexibility over employee compensation, closing-cost estimates, down payment assistance, and federal supervision of smaller IMBs
Vought’s testimony also comes as a new poll suggests the CFPB retains broad support across party lines
The bureau is seeking feedback on whether federal disclosure requirements raise costs, delay closings or limit access to mortgage credit
The agency says proprietary and machine-learning models do not relieve lenders of their fair lending and disclosure responsibilities
MBA backs the nomination as lenders await clarity on the future direction of consumer finance regulation under the Trump administration
CFPB frames immigration status as a potential ability-to-repay factor when future U.S.-based income is at risk
Lawsuit challenges both CFPB’s fair lending rollback and Vought’s authority to lead the bureau
Why lenders still need strong AI governance, even after the CFPB’s Regulation B rollback