Experian Expands Payroll Verification Reach With Workday Deal
Integration adds to growing competition to give mortgage lenders faster access to borrower income and employment data
Tagged: Experian
Credit-Score Choice Is Becoming Part Of The Mortgage Sales Pitch
One-third of consumers say they would consider switching lenders over older scoring models, making underwriting technology a potential borrower-retention issue
Late-Stage Delinquencies Rise As Originators Face Growing Credit Quality Headwinds
New Experian data shows rising late-stage mortgage delinquencies are signaling emerging credit stress for originators, even as HELOC performance remains relatively stable
Experian
Experian is a global data and technology company, powering opportunities for people and businesses around the world. Experian helps to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realize their financial goals and help them to save time and money.
Examining Renters’ Road To Homeownership
A report from Experian finds that nearly half of U.S. renters expect to be ready for homeownership within four years, with Gen Z and millennials leading optimism as modern credit tools incorporating rent payment data aim to help overcome affordability
New VantageScore Credit Model Aims To Boost Predictive Performance
Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices
CFPB Accuses Experian Of 'Sham' Consumer Dispute Investigations
The alleged conduct results in errors remaining on consumer reports, and errors being reinserted even after resolution
Mortgage Debt Rose 14% From 2017-2021: Experian
The New York Federal Reserve Bank says Americans now hold more than $11 trillion in mortgage debt