Tagged: Federal Reserve Board (FRB)

Three policymakers favored an immediate hike, while Warsh welcomed higher bond yields and offered no clear path toward mortgage-rate relief

Slower hiring strengthens bonds and eases concerns over additional Fed tightening

Trade group supports lower mortgage risk weights but says broader market forces — not capital rules — drove banks' retreat from the market

The Federal Reserve left rates unchanged but updated projections show more policymakers expecting additional hikes

Deep divisions inside the Fed and a murky rate outlook could keep mortgage pricing volatile and borrower urgency uneven

LegalShield data shows foreclosure inquiries up 20% year over year as borrowers shift from research to action, signaling potential rise in filings

Second-lien strategies and Non-QM products are helping originators unlock equity without forcing borrowers out of low-rate first mortgages

New strategy reflects growing institutional demand for diversified credit and signals continued support for non-agency lending markets

The shift could also reshape competitive dynamics between banks and nonbanks across mortgage origination and servicing

A group of trade associations is urging regulators to ease mortgage-related capital requirements, arguing reforms could restore bank participation in lending, servicing, and securitization, while strengthening housing affordability