Tagged: FICO

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Findings show improved pre-screening could boost efficiency and first-time buyer access amid rising tri-merge costs and pricing shifts

Lenders face rising tri-merge costs, but FICO says bureau markups — not its base pricing — are driving the increase

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

An AD Mortgage analysis shows most borrowers can reach prime mortgage rates in 1.5–3 years, while even modest credit improvements significantly increase buying power and reduce interest expenses

How reliable and accurate consumer credit reports make innovative housing solutions a reality

FICO and MeridianLink have partnered to integrate FICO’s Mortgage Direct License Program into MeridianLink’s platform, expanding direct credit score delivery, while helping lenders reduce costs and streamline workflows

FICO has expanded its Mortgage Direct License Program, enabling more transparent, cost-efficient direct delivery of FICO Scores to mortgage lenders

Christy Moss, CMB has joined FICO as vice president and mortgage/capital markets liaison, where she will help expand credit access and support the industry’s transition to modern scoring models

FICO’s agreement to release long-delayed historical 10T data clears the final obstacle to implementing more modern, inclusive credit scoring models at Fannie Mae and Freddie Mac