First American Data & Analytics and DealGround study finds most commercial real estate professionals use AI regularly, but rely on human verification before making underwriting, valuation, and transaction decisions
Higher energy costs and persistent core inflation are expected to keep borrowing costs elevated, limiting near-term upside for housing activity
AgentNet Assist feature extracts and surfaces key data to streamline title review and reduce friction late in the mortgage process
Income growth and home price moderation are improving buying power, though rate pressure keeps demand fragile
Even as mortgage rates and home prices remain high, First American reports more single women are entering the housing market, supported by rising incomes and long-term financial planning
With house-buying power surpassing median list prices for the first time in over three years, spring 2026 could bring renewed activity for buyers, though tight supply will remain a key factor
Despite elevated rates keeping current homeowners in place, life events like job changes and family transitions — combined with 47 million millennials still renting — will gradually bring buyers and sellers back to the housing market
Affordability in the U.S. housing sector improved sharply as rising incomes, falling mortgage rates, and flat home prices boosted U.S. house-buying power nearly 10% year-over-year, though supply constraints remain a key risk
Longtime First American vice chair and widely respected housing finance leader Kurt Pfotenhauer is remembered for his leadership, public policy influence, and commitment to family and service
First American reports affordability is improving to its best level in more than three years, helping thaw the housing market, though high rates and lingering lock-in effects continue to temper a full recovery