Tagged: First-Time Homebuyers

Younger teachers, health care workers, first responders, and military households can afford median-priced homes in only a fraction of major metros

The GSE financed 201,000 home purchases, while appraisal alternatives pushed estimated borrower closing-cost savings to $3 billion

House.ai creates personalized credit, savings, and affordability plans before referring consumers to mortgage professionals

Down Payment Resource identified 2,746 programs nationwide, although only 77% were active and funded at the beginning of July

LendingTree data shows millennials dominate mortgage shopping and match baby boomers’ $65,000 median planned down payment

Newrez loan data shows first-time buyers still accounted for nearly half of 2025 purchase originations as home prices and borrower incomes climbed

Rocket Mortgage found first-time buyers typically put down 5% in some markets and about 30% in others

Survey of first-time buyers reveals major knowledge gaps around mortgages, closing costs, and the homebuying process

Most aspiring homeowners haven’t engaged a lender as buyers increasingly rely on unconventional financing strategies

New analysis shows widening gap has pushed the price-to-income ratio to more than 5, nearly double historical norms