Tagged: First-Time Homebuyers

Slight improvements in housing affordability and financial assistance from family are helping younger Americans step into the housing market

Homebuyers still need to earn about $35,000 more than renters to afford a median-priced home, but easing mortgage rates, slower price growth and rising wages have narrowed the affordability gap to its smallest level in three years

ATTOM data shows Opportunity Zones posted home price gains in line with the broader housing market in Q4 2025, with strong appreciation occurring alongside continued affordability relative to national medians

Despite elevated rates keeping current homeowners in place, life events like job changes and family transitions — combined with 47 million millennials still renting — will gradually bring buyers and sellers back to the housing market

National home price growth slowed to just 0.9% year-over-year in December, marking one of the weakest annual increases since the post-Great Recession recovery as the housing market shows signs of stabilization

NFM Lending has appointed veteran mortgage professional Stephanie Erney as branch manager to drive local growth, expand referral partnerships, and serve homebuyers across the mid-Atlantic region

Realtor.com’s 2026 rankings highlight the U.S. markets where affordability, inventory, and local amenities still offer first-time buyers a viable path to homeownership despite nationwide challenges

Falling mortgage rates are driving a surge in buyer interest and mortgage applications, even as home sales remain slow and buyers gain negotiating power amid rising inventory, according to Redfin

Major banking, credit union, and mortgage trade groups are pressing the Trump Administration for immediate regulatory changes to lower mortgage costs and ease first-time buyer affordability pressures

Bringing two decades-plus of experience to his new role, Chuck Vaughn has been named as managing director of correspondent lending to drive growth and expand Logan Finance's Non-QM solutions nationwide