HomeSafe Second expands into four additional markets, giving loan officers another option for equity-rich homeowners who want to preserve low-rate first mortgages
Originators get a locked exit in a private-credit market hungry for funding certainty
Mortgage lenders love to tout high retention numbers. But without a common definition of recapture, the industry's favorite metric may reveal more about marketing than actual borrower retention
New Home Equity Gap Index estimates U.S. homeowners hold $11 trillion in available equity as some Non-QM lenders expand options for self-employed borrowers
Lender raises maximum loan amount to $700,000 while broadening underwriting parameters
New TPO platform brings Point’s home equity investment product to mortgage brokers as demand grows for non-debt equity solutions
Enhancements to Equity Advantage HELOC point to growing focus on second-lien volume and borrower retention
Community lender bets on automation to boost loan officer capacity and streamline borrower experience
Lower home sale returns are reshaping borrower equity, concessions, and transaction stability across U.S. markets
Digital home equity rollout and national real estate network signal a broader push to capture post-close relationships as refinance volume remains constrained