Portfolio Intelligence tracks changes in borrowers’ liabilities after closing, helping lenders identify potential home equity and debt-consolidation business
The HELOC-backed Visa connects revolving credit with contractor financing and rewards, but carries rates above the national average
Equity products accounted for more than one-quarter of 2025 mortgage transactions in four states as rate-locked borrowers avoided refinancing or moving
EquitySelect expansion targets older, equity-rich borrowers who struggle to qualify under traditional debt-to-income requirements
Homeowners age 62 and older hold $14.92 trillion in housing wealth, but lenders still face the challenge of turning equity into production
New product promises closing in as few as five business days as lenders continue to build equity-lending options for rate-locked homeowners
Borrowers can save remaining home equity after delinquent property taxes and fees are paid
HomeSafe Second expands into four additional markets, giving loan officers another option for equity-rich homeowners who want to preserve low-rate first mortgages
Originators get a locked exit in a private-credit market hungry for funding certainty
Mortgage lenders love to tout high retention numbers. But without a common definition of recapture, the industry's favorite metric may reveal more about marketing than actual borrower retention