Tagged: Home Equity

New Home Equity Gap Index estimates U.S. homeowners hold $11 trillion in available equity as some Non-QM lenders expand options for self-employed borrowers

Lender raises maximum loan amount to $700,000 while broadening underwriting parameters

New TPO platform brings Point’s home equity investment product to mortgage brokers as demand grows for non-debt equity solutions

Enhancements to Equity Advantage HELOC point to growing focus on second-lien volume and borrower retention

Community lender bets on automation to boost loan officer capacity and streamline borrower experience

Lower home sale returns are reshaping borrower equity, concessions, and transaction stability across U.S. markets

Digital home equity rollout and national real estate network signal a broader push to capture post-close relationships as refinance volume remains constrained

New statute reclassifies shared appreciation agreements as mortgages, signaling broader compliance, disclosure, and investor risk shifts for lenders

Platform rollout targets wider eligibility, improved pricing, and stronger broker economics as HELOC competition intensifies

Second-lien strategies and Non-QM products are helping originators unlock equity without forcing borrowers out of low-rate first mortgages