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Tagged: mortgage insurance premium (MIP)

USMI Requests ‘Capital Ratio’ Update From FHA

USMI says Congress should consider replacing the 2% Capital Ratio requirement with an updated stress-based, loan-level risk-weighted standard

Regulation and Compliance
Nov 14, 2025
Hidden Homeownership Expenses Rise To Record Highs

The average U.S. homeowner is spending nearly $16,000 annually on expenses beyond their average mortgage payment, led by home insurance premiums, a hidden cost that has surged 48% nationwide since February 2020

Analysis and Data
Industry News
Nov 13, 2025
MGIC Adds To Its Board Of Directors

MGIC Investment appoints Martin Klein, senior advisor to Athene Holdings, and Daniela O'Leary-Gill, former chief operating officer for BMO, to its Board of Directors

People On The Move
Oct 27, 2025
Mostly First-Timers Benefit from PMI

PMI supported nearly $300B in mortgages last year and bucks other homeownership add-on cost trends with 25% premium decline since 2017

Analysis and Data
Industry News
Aug 15, 2025
President Trump Signs Big Beautiful Bill — Here's What It Means For Mortgage And Housing

What you need to know about the law as a mortgage professional and share with your clients

Regulation and Compliance
Jul 04, 2025
BBB Will Impact Homeowners, Buyers

U.S. House and Senate must agree on certain tax, mortgage insurance premium deductions

Regulation and Compliance
Industry News
Jun 30, 2025
Vantage Risk Names Paul Livingstone SVP

In new role, Livingstone to lead business expansion for specialty mortgage insurer and reinsurer

People On The Move
May 05, 2025
Mortgage Insurance Premium Tax Write-Off Back On The Table

Bipartisan bill would restore, expand expired MIP deduction, aiming to ease homeownership costs for millions

Industry News
Courts
Apr 15, 2025
Ideas to Alleviate Insurance Crisis

Think tank explores tax-advantaged savings accounts for homeowners insurance

Analysis and Data
Industry News
Feb 27, 2025
Home Insurance Pricing Up 19% In 2023

Guaranteed Rate's study attributes the rise to climate risks and other factors.

Analysis and Data
Mar 15, 2024
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