As lower interest rates and rising loan volumes put pressure on mortgage operations, lenders that modernize post-close QC with automation will be best positioned to reduce defects, maintain compliance, and scale efficiently
MISMO’s new FRAME initiative aims to help mortgage lenders operationalize responsible AI governance across the loan lifecycle
As rising rates and limited inventory are keeping many U.S. homeowners “locked in,” experts from the Bipartisan Policy Center explore assumable and portable mortgages as potential solutions to improve affordability and market mobility
The Urban Institute says innovative mortgage products like assumable, portable, or 50-year loans may improve mobility at the margins, but will not meaningfully improve affordability
Survey finds significant knowledge gaps among renters, potential home-buyers, even current homeowners
Consumer finance watchdog’s headcount reportedly at about 12% as internal memo calls for focus on mortgages, big banks
Homebuyers now need $117K — 82% more than renters — to afford monthly costs, up from a 73% gap last year, Redfin reports
In March 26 letter, HUD states change is effective May 25, aligns with Trump Administration policies
Fannie Mae’s and Freddie Mac’s current support for such SPCP programs is ‘inappropriate,’ FHFA has determined
Industry groups applaud Bill Pulte’s confirmation as FHFA Director, pledge to work on U.S. housing affordability ‘crisis’