Tagged: Optimal Blue

Investor and DSCR loans drive the segment’s growth as conforming lending loses ground

Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products

Lenders can use VantageScore 4.0 in Optimal Blue’s mortgage pricing, eligibility, hedging, trading, and MSR valuation workflows

June purchase locks climbed 14% year over year while non-conforming and Non-QM lending continued gaining market share, according to Optimal Blue

Non-QM loans reached 9% of lock volume in May while adjustable-rate mortgages climbed to 11% and conforming share remained below 50%

Optimal Blue data shows purchase activity carrying the market while refinance volume turns more selective

The mortgage market achieved a more balanced mix in February as purchase money loans rebounded from a disappointing January

Tech provider has appointed Fuad Nasir as vice president of product management to enhance hedging, trading, and risk analytics capabilities across its capital markets platform

MeridianLink has integrated Optimal Blue’s real-time pricing and eligibility technology into its mortgage platform to streamline workflows, improve accuracy, and enhance automation for lenders

Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies