Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies
Optimal Blue has promoted Lanny Rogers to CFO and Jeremy Moreno to CRO to strengthen financial strategy, unify revenue functions, and support the company’s next stage of growth
If certified, the case will become one of the largest antitrust actions in housing finance history
Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline
Originators finding more opportunities in investor-driven and self-employed borrower segments
Forms mortgage business unit aiming to become ‘the intelligence layer across the entire mortgage origination lifecycle’
More analysts, traders anticipate multiple rate cuts by the Federal Reserve Board to aid U.S. economy
As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically
Sales optimism at a two-and-a-half-year peak reflects builders' belief that an administration change “will result in significant regulatory relief for the industry,” the NAHB Chair said.
Optimal Blue's September 2024 Market Advantage mortgage data report cited the FOMC rate cut as the main trigger for activity