Tagged: purchase loans

Existing-home supply reached its highest level since 2019, but elevated payments and economic uncertainty pushed sales to a 14-month low

Price declines are spreading, yet mortgage rates and uneven local conditions continue to limit what buyers can afford

Texas version caps loans at $500,000, requires 680 credit scores, and excludes the company’s mortgage-payoff option

Contract signings fell in every region during July, leaving purchase activity 30% below its 2019 level despite a larger workforce

Cash transactions fell faster than the broader housing market in early 2026, but buyers without financing still accounted for nearly one-third of home sales

Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products

Home equity and purchase lending lifted production economics, while management characterized its relaunched wholesale channel as a supporting business rather than a major growth engine

August Power Play reaches beyond cash-out refinances while pairing near-term pricing incentives with a longer-term broker technology play

The GSE financed 201,000 home purchases, while appraisal alternatives pushed estimated borrower closing-cost savings to $3 billion

Vacation-home mortgages rose 4.1% in 2025, led overwhelmingly by affluent borrowers