Tagged: rate locks

Equity products accounted for more than one-quarter of 2025 mortgage transactions in four states as rate-locked borrowers avoided refinancing or moving

More than half of first-quarter equity withdrawals came through HELOCs and second liens, according to ICE Mortgage Monitor

New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market

Non-QM lending closed 2025 with record momentum, capturing more than 9% of total lock volume as investor demand and alternative credit programs continued to reshape origination strategies

A behind-the-scenes look at the precision-driven capital markets machinery that determines mortgage rates, lock extensions, and risk — revealing why timing, option pricing, and market discipline matter far more than most borrowers realize

Realtor.com reports that the steep jump between current low mortgage payments and the much higher costs of buying a home today has created a nationwide “lock-in effect” that is suppressing mobility, constraining inventory, and hitting high-priced markets

Optimal Blue's September 2024 Market Advantage mortgage data report cited the FOMC rate cut as the main trigger for activity

CoreLogic determines how many loans would be ripe for a refi if rates drop again

Optimal Blue's July 2024 Market Advantage mortgage data report shows a lift in mortgage activity as interest rates dip

Broader economic uncertainty makes for a challenging 2024, MCT's head of trading says.