Proposed legislation would require banks to verify customers’ legal status, raising potential onboarding questions for lenders if enacted
Battle between Elon Musk and Sam Altman highlights risks around control, data, and incentives as lenders deepen reliance on AI tools
Rule removes disparate impact standard, shifting focus to intentional discrimination and redefining compliance for lenders
New statute reclassifies shared appreciation agreements as mortgages, signaling broader compliance, disclosure, and investor risk shifts for lenders
Proposed legislation would require most homes to be publicly marketed, potentially increasing inventory visibility and reshaping how originators source deals
Commission volatility, missed deductions, and weak tax planning are catching up with mortgage professionals after April 15
Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability
Virginia disciplines AMC and appraiser for independence violations, highlighting enforcement trends and growing multi-state compliance risks for mortgage industry professionals
Executive order targets compliance burdens, appraisal rules, and capital standards that have reshaped the mortgage market since the financial crisis
Texas will require mortgage lenders and servicers engaging in third-party processing or underwriting to file expanded state-specific data with their quarterly NMLS Mortgage Call Reports beginning in Q1 2026