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Tagged: regulations

New York Cash-Home Tax Proposal Could Push Wealthy Buyers Back Into Mortgages

As all-cash deals surge nationwide, a proposed 1% levy on $1M+ purchases in NY may reshape jumbo lending, borrower strategy, and origination opportunities

Regulation and Compliance
May 19, 2026
AI Vendor Audits: Why Lenders Need Them And What They Should Cover

New GSE rules are pushing mortgage lenders to conduct deeper audits of vendor AI systems beyond traditional SOC 2 reviews

Regulation and Compliance
May 18, 2026
Friday Harbor Receives First Mortgage AI Governance Attestation

Brody Gapp LLP compliance review comes amid growing GSE scrutiny around AI governance, vendor oversight, and mortgage lending workflows

Regulation and Compliance
May 15, 2026
Brody Gapp Launches Mortgage AI Governance Audit Practice As Lenders Face New Oversight Rules

Law firm unveils AI governance guide, completes first mortgage AI attestation with Friday Harbor ahead of new GSE vendor oversight standards

C-Suite Strategies
May 15, 2026
Governing AI In The Post–Reg B World: Scorecards, Guardrails, And The Operational Architecture That Actually Holds Up

Why lenders still need strong AI governance, even after the CFPB’s Regulation B rollback

Regulation and Compliance
May 12, 2026
Build A Bench, Not A Brain

Why mortgage lenders will gain more value from specialized AI assistants solving specific operational bottlenecks than from chasing a single all-encompassing AI platform transformation

Tech
May 12, 2026
CFPB Scales Back Small Business Lending Rule, Easing Burden On Smaller Lenders

New 1,000-loan threshold limits coverage as MBA points to unfinished policy fight

Regulation and Compliance
May 05, 2026
AI Governance In Mortgage Banking: Moving From Policy Discussion To Regulatory Reality

As regulatory scrutiny intensifies, lenders must prove AI systems are transparent, compliant, and defensible across the mortgage lifecycle

Regulation and Compliance
May 04, 2026
HUD Equal Access Rewrite Could Reshape Borrower Pipeline And Add Compliance Risk

Proposed rollback of gender identity protections may ripple into FHA lending, documentation stability, and fair lending exposure

Diversity & Inclusion
Apr 30, 2026
FHA, USDA Lending Opens Up After HUD Scraps Energy Standards Rule

MBA backs move, warning prior policy raised construction costs and restricted financing for new homes

Regulation and Compliance
Apr 29, 2026
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