Tagged: second mortgage

Who’s buying, who’s selling, and why mortgage servicing rights remain a valuable asset in today’s market

Originators relying solely on agency loans risk losing borrowers who need alternative income options or access to home equity

New co-branded home equity product puts HELOC financing at the point of sale as lenders compete for homeowners’ equity

More than half have researched debt consolidation, while 42% are considering tapping home equity to pay down card balances

California credit union adds HELOC and fixed-rate second-mortgage options as lenders compete for homeowners unwilling to refinance low-rate first mortgages

Angel Oak panel points to past clients, trapped equity, and harder-to-finance properties as overlooked sources of production

Median reported equity ranged from $130,000 to $425,000, giving loan originators a state-level view of borrowers’ potential second-lien capacity

Equity products accounted for more than one-quarter of 2025 mortgage transactions in four states as rate-locked borrowers avoided refinancing or moving

EquitySelect expansion targets older, equity-rich borrowers who struggle to qualify under traditional debt-to-income requirements

More than half of first-quarter equity withdrawals came through HELOCs and second liens, according to ICE Mortgage Monitor