Tagged: underwriting standards

MISMO Publishes HUD Addendum Dataset For Uniform Residential Loan Application

New standardized data specification aims to improve efficiency, accuracy, and interoperability in FHA loan origination and digital mortgage workflows

Tech
Regulation and Compliance
Mar 04, 2026
Banks Report Weaker Demand And Tighter Lending Standards In Fed Survey

April 2024 (Q1) Senior Loan Officer Opinion Survey on Bank Lending Practices shows weakening demand for consumer loans.

Analysis and Data
May 20, 2024
Fannie Mae Updates Underwriting To Help 'Credit Invisible' Borrowers

Enhancement to Desktop Underwriter system intended to support loans when borrower has no credit score.

Regulation and Compliance
Dec 06, 2022
Freddie Mac To Include Cash-Flow Data In Underwriting

Says industry-first capability will help lenders qualify more first-time and underserved borrowers.

Regulation and Compliance
Oct 18, 2022
Mar 04, 2011