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Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

All Articles
485 results
Pennymac Raises Conforming Loan Limit Above Early Industry Benchmark

Its $850,000 limit is available through consumer-direct, TPO, and correspondent lending ahead of FHFA’s 2027 announcement

Argyle Brings Broker-Branded Verification To Wholesale

Wholesale lenders can standardize income, employment, and asset verification while keeping the broker’s name in front of the borrower

Sep 15, 2026
Chase Cuts Mortgage Rates Ahead Of Fed Decision

All new purchase and refinance loans qualify for discounts of up to 0.25 percentage points through Oct. 4

Sep 14, 2026
Credit Card Debt Drives Homeowners Toward Equity

More than half have researched debt consolidation, while 42% are considering tapping home equity to pay down card balances

Figure Says Pairing AI With Originators Lifted HELOC Conversions 143%

The agent follows up with stalled applicants before returning them to an originator

Sep 14, 2026
Regulators Propose Risk-Based Vendor Oversight For Community Lenders

Plan could ease reviews of lower-risk mortgage technology while preserving lender responsibility for vendor failures

What Wednesday’s Fed Decision Could Mean For Mortgage Rates

Markets overwhelmingly expect a quarter-point hike, but the Fed’s projections and the bond market’s response may matter more to originators

Sep 14, 2026
CrossCountry Joins Early Race To Raise 2027 Loan Limits

The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025

FHA Sets Jan. 1 Start For FICO 10T And VantageScore 4.0

Lenders will gain competing modern scoring options, but borrowers may not see both offered everywhere

Inventory Recovery Fails To Revive Purchase Market

Existing-home supply reached its highest level since 2019, but elevated payments and economic uncertainty pushed sales to a 14-month low

Sep 11, 2026