Analysis and Data

A new analysis finds that replacing the tri-merge credit reporting standard could reduce risk assessment accuracy, ultimately driving higher mortgage rates, tighter credit access, and increased uncertainty for borrowers and investors

Redfin has found that contract fallout is climbing, as the housing market faces continued affordability pressures

Realtor.com reports that four years of elevated mortgage rates have boosted inventory, but failed to meaningfully reduce home prices

A new report from ATTOM shows vacancy and zombie foreclosure rates remain low nationwide, highlighting strong homeowner equity, limited property abandonment, and continued housing supply constraints despite ongoing foreclosure activity

A new survey from Zillow Group finds agents increasingly favor AI-powered, easy-to-use tools that reduce cognitive workload, automate routine tasks, and free up time to focus on client relationships and closing deals

NAR reports pending home sales fell 0.8 % in January amid tight inventory, affordability challenges, and rising household costs, signaling continued caution among prospective buyers heading into spring

Housing, insurance, and utility costs pushed U.S. household bills to a record $5.03 trillion annually, consuming nearly half of the typical household’s income and underscoring ongoing affordability pressures nationwide

New home purchase mortgage applications rose modestly in January, highlighting steady buyer demand and the growing role of new construction in supporting originations despite ongoing affordability constraints

TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery

A new Zillow forecast shows rent affordability improving to its best level in five years, as slowing rent growth, rising supply, and elevated vacancies provide tenants with more leverage and are expected to keep rent increases modest through 2026