MeridianLink reported record growth in its mortgage platform, citing rising lender demand for technology that improves efficiency, reduces costs, and supports scalable production.
The company said its MeridianLink Mortgage platform signed more than 60 new customers in 2025, representing nearly 70% year-over-year growth and marking its third consecutive record year of customer expansion. MeridianLink also completed 39 mortgage loan origination system (LOS) deployments during the year, including several implementations finished in less than 60 days.
MeridianLink Mortgage processed more than one million home loan applications in 2025, reflecting increased adoption among community banks, credit unions, and independent mortgage banks.
Growth Outpaces Industry
MeridianLink said customer mortgage volume increased 38% year over year in 2025, outpacing the Mortgage Bankers Association’s reported industry growth of 19% during the same period.
Growth was broad across lender segments, including:
- 37% year-over-year growth among IMBs
- 46% growth among mortgage banks
- 38% growth among credit unions
Loan growth also accelerated across categories:
- Purchase volume up 27%
- Refinance volume up 68%
- Home equity volume up 59%
- Efficiency And Cost Pressures Driving Adoption
“Mortgage lenders are under enormous pressure to do more with less: lower origination costs, move faster, deliver better borrower experiences, and scale efficiently in a market that’s changing by the day,” said JP Kelly, senior vice president of MeridianLink Mortgage.
“Legacy systems simply weren’t built for the speed, automation, and flexibility modern lenders require. MeridianLink Mortgage gives banks, credit unions, and IMBs a competitive advantage with a modern, extensible platform that streamlines operations, automates workflows, and empowers lenders to innovate.”
Kelly added that the company’s momentum — including record customer growth and more than one million applications processed — reflects increasing demand for technology that supports scale and operational efficiency.
What It Means For LOs
The shift toward integrated mortgage platforms is showing up in faster processing timelines, more consistent workflows, and improved borrower experiences.
MeridianLink said lenders are increasingly adopting unified systems to consolidate technology, reduce operational complexity, and improve productivity across origination channels.
Customer examples cited by the company include Solarity Credit Union, which consolidated 13 separate mortgage-related systems into a single platform, and Onslow Bay Financial LLC, which is using MeridianLink Mortgage to support its expanding correspondent channel. NMP recently reported on that expansion into Non-QM lending through the MeridianLink integration, part of a broader push by lenders to modernize correspondent and non-agency operations.
