Analysis and Data

Median tax bills increased 5.1% in 2024, with borrowers carrying mortgages facing higher costs than mortgage-free homeowners

Higher loan amounts and modest rate increases continued squeezing borrower qualification margins, particularly for FHA and payment-sensitive buyers

Redfin reports high-end home sales and prices are rising as affluent borrowers remain less sensitive to mortgage-rate volatility

ICE data shows overall mortgage performance remained stable in April, but late-stage delinquencies and foreclosure inventory continued rising above year-ago levels

Why slower market cycles are the ideal time for mortgage lenders to modernize data, strengthen governance, and prepare for the next wave of AI-driven efficiency

New doxo report finds rising mortgage, utility, insurance, and other recurring household costs are widening affordability gaps across the U.S.

New data indicates the housing market is becoming more balanced as listings increase and price growth cools, though mortgage rates and affordability challenges continue to pressure buyers

Redfin report show pending sales improve while buyers and sellers adjust to a more balanced housing market

MBA says economic uncertainty and higher mortgage rates slowed new-home demand, while government-backed loans accounted for more than half of applications

Realtor.com report finds median down payment drops 19% year-over-year while FHA and VA usage rises