Analysis and Data

May prices increased 0.8% year over year, with equity-rich buyers fueling gains in markets like San Francisco while affordability continues to sideline many traditional borrowers

New research finds affordability remains the biggest obstacle, but many future buyers also misunderstand how credit affects mortgage eligibility and pricing

June sales climbed 5.9% from a year earlier as mortgage costs eased, while inventory growth slowed to its weakest pace since late 2023, signaling a more balanced purchase market

New study says VantageScore 4.0 scores five million more creditworthy borrowers than FICO Score 10T, expanding lending opportunities as the industry prepares for the GSE credit score transition

Advocacy group's survey finds bipartisan backing for small-dollar mortgages and housing supply measures as the landmark housing bill awaits presidential action

Newrez loan data shows first-time buyers still accounted for nearly half of 2025 purchase originations as home prices and borrower incomes climbed

ICE finds younger buyers making up a growing share of mortgages while alternative down payment sources reach a seven-year high

A look back at the legislation that transformed the American dream, and what history can teach today's mortgage professionals

Redfin survey finds homeowners value the sense of belonging and community that comes with ownership, while buyers gain more negotiating power in today's market

Just 37.6% of nonhomeowner households can afford a typical starter home, according to a recent study by LendingTree