Analysis and Data

Increased fees, soaring monthly payments, and growing approval disparities unsettle the housing market; CFPB eyes regulatory tweaks.

With mortgage rates hitting a 20-year peak, a 1.3% dip in applications reflects the strain on homebuyers and limited motivation for refinancing.

Builders offer increased incentives to attract buyers; First-time homeowners gravitate toward new builds as inventory constraints persist.

Chicago, Cleveland, and New York drive robust growth; S&P CoreLogic Case-Shiller Indices and the FHFA report a consistent positive trajectory despite regional disparities.

Nearing $52 trillion, the U.S. housing market has rebounded since 2022 downturn.

Limited staffing at HUD and USDA may cause delays in FHA, VA, and reverse mortgages, impacting home buyers and the broader housing market.

Over a thousand daily home transactions at risk as vital program faces expiration amid an already tense housing market.

First American Financial says its Real House Price Index is up 17% year over year.

Black Knight reports declining yearly improvement rates and rising early-stage delinquencies, even as overall figures remain encouraging.

Federal banking regulators propose changes that could squeeze IMBs and push larger banks out of the mortgage market.