Analysis and Data

Numbers ... We Have Lots Of Numbers

New data highlights a housing market of contrasts, with a growing share of mortgage-free homeowners, widening income disparities by state, luxury condo supply pressures, and rising insurance costs, among other vital stats

Analysis and Data
DSCR Growth, Investor Activity Push Mortgage Fraud Risk Higher

Mortgage fraud risk edged higher in late 2025, with investment and multifamily loans — alongside growing DSCR and refinance activity — driving elevated fraud indicators, according to Cotality

Analysis and Data
Most Buyers Waiting For Rates To Drop Below 6%

A new poll finds that nearly all prospective homebuyers will not purchase unless mortgage rates fall below 6%, but most lack understanding of how rates are set and where they're actually headed in 2026

Analysis and Data
High-End Housing Stays Hot As Wealth Spreads Beyond Coastal Hubs

Ultra-luxury home sales surged in 2025 and expanded into new markets, while prices in the broader luxury segment outpaced the rest of the housing market amid tight inventory and sustained wealth-driven demand

Analysis and Data
Affordable Paths To Homeownership Narrow, But Persist In Key Markets

Realtor.com’s 2026 rankings highlight the U.S. markets where affordability, inventory, and local amenities still offer first-time buyers a viable path to homeownership despite nationwide challenges

Analysis and Data
Mortgage Economic Review: February 2026

January’s delayed and frequently revised economic data paints a mixed picture: solid GDP growth and easing housing prices alongside stubborn inflation, softening labor trends, volatile rates, and sharply weakening consumer confidence

Analysis and Data
Racial Homeownership Divide Persists Among Younger Americans

A new Redfin report finds Black Gen Zers and millennials are half as likely as their white peers to own homes, as wage, wealth, credit, and systemic barriers continue to widen the racial homeownership gap among younger Americans

Analysis and Data
Texas Sets New Record For Million-Dollar Home Sales

A record surge in million-dollar home sales underscores the growing influence of luxury buyers across Texas’s largest metro housing markets

Analysis and Data
Median Mortgage Payments Decline, Driving Modest Affordability Gains

Homebuyer affordability improved for the seventh consecutive month in December 2025, driven by lower mortgage payments and steady income growth, though regional and loan-type differences persist

Analysis and Data
Homeowner Equity Softens From Record Highs As Housing Market Stabilizes

ATTOM data shows that U.S. homeowner equity dipped modestly in the fourth quarter of 2025, as the housing market continues to normalize, with equity levels remaining historically strong despite slight increases in underwater mortgages

Analysis and Data