Analysis and Data

MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed

Rising housing costs are pushing buyers to pool incomes and assets, creating new opportunities for lenders and originators

Cotality reports 0.3% annual appreciation in April as affordability pressures cool some markets and Midwest metros gain momentum

Rising housing costs and affordability pressures are making it harder for Americans to achieve homeownership

Median tax bills increased 5.1% in 2024, with borrowers carrying mortgages facing higher costs than mortgage-free homeowners

Higher loan amounts and modest rate increases continued squeezing borrower qualification margins, particularly for FHA and payment-sensitive buyers

Redfin reports high-end home sales and prices are rising as affluent borrowers remain less sensitive to mortgage-rate volatility

ICE data shows overall mortgage performance remained stable in April, but late-stage delinquencies and foreclosure inventory continued rising above year-ago levels

Why slower market cycles are the ideal time for mortgage lenders to modernize data, strengthen governance, and prepare for the next wave of AI-driven efficiency

New doxo report finds rising mortgage, utility, insurance, and other recurring household costs are widening affordability gaps across the U.S.