Analysis and Data

Large multifamily buildings have overtaken single-family homes as the largest share of U.S. rental housing, reflecting pandemic-era construction trends, constrained SFR supply, and a growing apartment overhang that is reshaping rental market dynamics

Homebuyers gained significant negotiating power in 2025, with Redfin data showing the largest discounts off list prices in 13 years amid record inventory

From digital tools to workforce strategies, a new survey from The Mortgage Collaborative finds that lenders are reshaping their businesses to thrive in today’s marketplace

New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market

A new study finds pandemic-era boomtown housing markets are stuck in pricing gridlock, as seller expectations and buyer payment realities collide, pushing time on market to multi-month highs in 2025

The Federal Reserve held its benchmark rate at 3.50–3.75%, citing solid economic growth, persistent inflation, and a soft labor market, leaving mortgage rates largely steady

Affordability in the U.S. housing sector improved sharply as rising incomes, falling mortgage rates, and flat home prices boosted U.S. house-buying power nearly 10% year-over-year, though supply constraints remain a key risk

Non-QM’s expansion reflects borrower reality, investor demand, and strict limits on how far risk can stretch.

Freddie Mac’s December 2025 volume summary shows continued growth in its mortgage and investment portfolios, with credit performance remaining largely stable as the year ended

Growing HOA costs are becoming a bigger share of monthly housing expenses, especially in Florida, according to new data