Analysis and Data

All 4 U.S. regions post month-over-month gains, but 3 of 4 post year-over-year declines.

Higher rates continue to reduce borrowers' incentive to refinance.

A report revealed that close to 10 million homeowners, age 65 and older, still make mortgage payments on their homes.

The Federal Housing Finance Agency's House Price Index reported a 1% increase in house prices from last month and a 18.5% increase year-over-year.

First American says prices, expected rate increases to affect house-buying power, but rising incomes could help.

The Fall 2021 RealtyTrac Investors Purchase Report shows that investors are typically paying less for homes than consumer buyers, and most are paying with cash.

As the housing market cools, mortgage lenders will need to maximize opportunities and minimize risk with every decision they make. Trusted income and employment data can help support this.

New Jersey, Illinois, and Delaware had the highest concentration of high-risk markets in the third quarter. 

Delinquency rate falls below 4% for first time since start of pandemic.

Mortgage applications decreased 6.3% from a week earlier, while refinance applications were down for the fourth week in a row.