Analysis and Data

U.S. housing payments have fallen to a two-year low as mortgage rates dip, but seasonal factors and economic uncertainty are keeping buyers and sellers on the sidelines at the outset of 2026

California’s homeowners insurance market remains strained as regulators, insurers, and homeowners navigate higher risk, tighter underwriting, and ongoing affordability challenges recovering from last year’s wildfires

A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment

The Mortgage Economic Review is a monthly summary of key economic indicators, data, and events pertinent to mortgage, housing, and finance professionals

Cotality data show U.S. home price growth slowing to 1% as the housing market enters 2026 on firmer footing, with easing rates and regional divergence shaping a more balanced outlook

January is the cheapest month to buy a home — saving buyers up to $23,000 compared to May, the priciest month of the year, according to a new LendingTree analysis

Zillow’s latest agent trends report shows online research now shapes most buyer and seller agent decisions, often before the first conversation occurs

ATTOM finds affordability strains, rising foreclosures, and elevated unemployment pushing several U.S. housing markets, led by inland California counties, into heightened downturn risk in Q3

Florida posted the nation’s priciest home sale in 2025 while also leading all states in average home value declines, underscoring a sharp split between ultra-luxury and the broader housing market

Home insurance premium growth slowed in 2025 as carriers regained rate adequacy and capacity, but record-high costs, rising deductibles, and tighter underwriting continue to pressure homeowners and shape the market heading into 2026