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Analysis and Data
Coming Up:
Builder Confidence Stalls As Discounts Deepen — Now The Fed Has Cut
What builder sentiment, Fed moves signal for LOs and brokers
Mortgage Applications Up Nearly 30% As Rates Hit Year Low
Refis jump almost 60%; ARM share climbs to highest since 2008
Some Sellers Have Big Eyes
House prices in small towns may not be what you’d expect
Nine-Tenths Of A Million Paid Off Their Home Loans In 2024
Vermont, New Mexico lead among states with most mortgages paid off last year
Housing Costs Keep Climbing, Squeezing Both Buyers And Renters
Even as rates ease, latest ACS data show typical owner costs outpacing income gains and tightening DTIs
More Renters Self-Reporting Payments As FHFA Opens Pathway To Homeownership
TransUnion finds renters increasingly turning to third-party tools to boost credit profiles
Refis Mount As Non-QM Climbs To Nearly Six Times Its Share In 2020
Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline
‘Strongest Week Of Borrower Demand Since 2022’ As Rates Drop To 11-Month Low
Purchase and refinance applications jump; refis account for nearly half of all activity
A Path Back To ‘Normal’ For Housing Affordability
Lower rates and stable prices could restore balance by 2030, but affordability gains will vary widely
Three Million Borrowers ‘In The Money’
Doing the math on when refinancing truly makes sense — and LOs and brokers can help