Analysis and Data

Coming Up:
Affordability Rising As Income-To-Home-Price Ratio Falls

Texas metros see largest improvement in affordability as 30-year-fixed mortgage rates hover near 6%

Analysis and Data
Banks' Mortgage Lending Portfolios Laced With Climate Risk

New First Street Foundation analysis finds 57 banks with a total of $627 billion in real estate loans exposed to “material financial risk” from climate impacts.

Analysis and Data
Regulation and Compliance
Student Loan Debt Delaying, But Not Preventing, Homeownership Demand

Higher education increases Millennials' earnings and buying power, but student loans may delay homeownership.

Analysis and Data
Mortgage Payments See Highest Decline Since May 2020

Impact of Fed rate cut on mortgage rates not yet tangible

Analysis and Data
NAR Reports August Sales Slump, Aligning With Broader Industry Data

August sales dip, but analysts eye year-end comeback with lower rates and rising supply

Analysis and Data
Home Flipping Fizzles Slightly, But Investor Profits On The Rise

Profit margins improved in the second quarter for the fourth time in five quarters, with a typical gross return of 30.4%

Analysis and Data
Federal Reserve Cuts Benchmark Rate By 50 Basis Points

The aggressive start to its rate-cutting cycle signals policymakers' intention to maintain a "solid labor market," Powell remarked

Analysis and Data
Mortgage Applications Jump 14.2%

Refinance applications more than double year-over-year

Analysis and Data
Existing Home Sales Fell In August, A Trend Expected To Continue

Redfin reported sales of existing homes fell 3.1% year over year in August; Fannie Mae's September 2024 commentary anticipates the annual pace to be the slowest since 1995

Analysis and Data
Home Prices See Largest Increase In Four Months

Redfin says home prices continue to rise in part because of low housing supply.

Analysis and Data