Industry News

Realtor.com data show U.S. homebuyers now need about seven years to save for a typical downpayment — an improvement from 2022, but still roughly double pre-pandemic norms, with sharp regional disparities persisting

Mortgage rates are driving cautious buyer reentry, lifting existing-home sales modestly in November, while limited inventory and affordability pressures continue to constrain origination volume

New LiteSpeed eSign integrates directly with Encompass to streamline document execution for lenders, borrowers, and third parties without leaving the mortgage workflow

A new Redfin analysis examines the U.S. cities that are the most competitive housing markets in 2025, where homes are selling rapidly and often above asking price amid constrained supply

The GSE projects a gradual housing market rebound through 2026, with rising home sales, moderating price growth, and mortgage activity improving as interest rates slowly ease

AD Mortgage rolls out AD Power Jumbo, unifying its jumbo lineup into a single, higher-limit program aimed at “jumbo-ready but bank-declined” borrowers with flexible underwriting and expanded cash-out options

In November, home sellers outnumbered buyers by an unprecedented margin — about 37.2% — creating a pronounced buyer’s market with more negotiating power for purchasers and the largest imbalance recorded since at least 2013

FHFA has finalized 2026–2028 housing goals for Fannie Mae and Freddie Mac, lowering single‑family low-income benchmarks, while keeping multifamily targets steady to balance affordability and market stability

With the Fed divided on future rate cuts, MBA projects modest growth, easing home price pressures, and improving origination volumes amid a cooling job market

Sluggish buyer demand pushed listings lower in November, while pending sales posted their steepest decline in nearly a year and homes took the longest to sell for any November in almost a decade