Operations
Digital home equity rollout and national real estate network signal a broader push to capture post-close relationships as refinance volume remains constrained
New GSE updates allow immediate use of VantageScore 4.0 and signal shift toward multi-score underwriting environment
HomeLife Mortgage highlights alternative financing as rental yields decline and more properties fall short of traditional DSCR tests
New “Conventional Small” product aims to streamline execution and improve pricing consistency for loans between $2M and $10M
Platform rollout targets wider eligibility, improved pricing, and stronger broker economics as HELOC competition intensifies
Commission volatility, missed deductions, and weak tax planning are catching up with mortgage professionals after April 15
Private equity-backed cash-offer platform highlights demand for competitive purchase strategies and closing certainty in tight housing markets
Calls for greater competition in credit scoring as price increases draw scrutiny
New reserve requirements, end of streamlined condo reviews, and rapid AI adoption are forcing lenders to rethink operations in real time
Program combines 100% financing and no PMI with underwriting tailored to early-career healthcare borrowers