Regulation and Compliance
Coming Up:
Beware Of Ownership Interest
Minimizing overlap ensures compliance with independent lender counsel
Building A Digital Bridge Between Separate Revenue Streams
Menu cloud-based technology capitalizes on the entire borrowing cycle
Mortgage Banker
Economists Less Confident Rates Will Drop Following Fed Decision
After sixth consecutive month with no change, the likelihood of cuts in 2024 feels "more out of reach."
FHFA Final Rule Released
Rule codifies equitable housing programs, GSE Plans
FDIC Announces Closure Of Republic First Bank
The Philadelphia-based lender's 32 branches will now be served by Fulton Bank
Mortgage Servicers Added To Junk-Fee Naughty List
New release from CFPB lays out areas of improvement, and concern, for mortgage servicers.
In Wake Of NAR Settlement, Dual Licensing Carries RESPA, Steering Risks
With the NAR settlement pending approval, lenders hot to hire buyers' agents ought to closely consider all the risks.
A California CRA Law Undercuts Itself
Who pays when compliance costs increase? Borrowers.
California Broker
CFPB Weighs Title Insurance Changes
The agency considers a proposal that would prevent home lenders from passing on title insurance costs to home buyers.
Fannie Mae Weeds Out "Prohibited or Subjective" Appraisal Language
The overall occurrence rate for these violations has gone down, Fannie Mae reports.