Regulation and Compliance
Coming Up:
CFPB Orders Freedom Mortgage To Pay $3.95M Over Housing Data Errors
CFPB proposed an order requiring Freedom Mortgage to pay a $3.95 million penalty
CFPB Proposes To Ban Medical Debt From Credit Reports
CFPB expects the rule would allow 22,000 additional mortgages to be approved every year.
Manufacturing Fair Lending
Listen to Mortgage Banker Magazine's June 2024 cover story.
Manufacturing Fair Lending
How data defines a modern theory of redlining
Mortgage Banker
A Watershed Moment For Trigger Leads
Pending legislation collars controversial data sharing practice
Mortgage Banker
CFPB Unveils Lender Naughty List For Repeat Offenders
CFPB calls out nonbanks that have broken consumer protection laws
Is It A Deal Or Chicanery?
Negotiating EPOs with lenders
NMP
Attorney Opinions Don’t Count
Title waiver pilot, unregulated title alternatives a risky game for lenders and taxpayers
NMP
FHA Enacts New Cybersecurity Reporting Requirements
FHA mortgagees experiencing a potential or actual cyberattack must notify HUD within 12 hours.
Industry Input Sought On Proposed Increases To Mortgage Licensing Fees
Conference of State Bank Supervisors seeking public comment on proposed increases