AD Mortgage

Wholesale Lenders Non-QM Lenders

AD Mortgage is a nationwide wholesale mortgage lender with more than 20 years of industry experience and a network of 10,000+ broker partners. The company offers a comprehensive portfolio of Conventional, FHA, VA, and Non-QM solutions, including DSCR, Bank Statement, Asset Utilization, 1099, ITIN, and Foreign National programs.

AD Mortgage named a Top-5 Wholesale Lender in Mortgage Professional America's 2025 Brokers on Lenders survey, based on more than 1,300 industry votes.

AD Mortgage's proprietary technology ecosystem, featuring the industry's first automated underwriting system for Non-QM loans alongside tools for pricing, income calculation, guideline assistance, disclosures, and appraisals.

States Licensed:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Meet us in person.

We're going to be exhibiting at these upcoming events. Join us there to learn more about us.

Please check events for up to date information.
Houston, TX

Texas Mortgage Roundup — Houston

Nov 03, 2026
Pasadena, CA

California Mortgage Expo – Pasadena

Nov 17, 2026
Mentions
AD Mortgage Closes Fifth Non-QM Securitization Of 2026, Betting Big On Geographic Diversification

A $432.4 million deal backed by over 1,000 loans shows investors are still hungry for Non-QM paper — but the real story is where the loans are coming from

Analysis and Data
Jul 15, 2026
Non-QM Moves From Backup Plan To Broker Strategy

74.5% of brokers report growing Non-QM volume in their business, according to a new A&D Mortgage survey

Analysis and Data
Jun 24, 2026
Mortgage Brokers Adopt AI At Scale, But Execution Gap Emerges

AD Mortgage survey shows widespread tech adoption, with integration, training, and strategy now driving competitive edge

Tech
May 06, 2026
760 FICO: The Key To Lower Mortgage Payments

An AD Mortgage analysis shows most borrowers can reach prime mortgage rates in 1.5–3 years, while even modest credit improvements significantly increase buying power and reduce interest expenses

Analysis and Data
Mar 03, 2026
New Data Highlights America’s Least Accessible Housing Markets

A new affordability analysis by AD Mortgage shows that in many U.S. cities, high home prices and modest savings rates are forcing prospective buyers to spend decades saving for a downpayment

Analysis and Data
Jan 07, 2026
New AD Mortgage Offering Expands Flexibility For Nontraditional Jumbo Borrowers

AD Mortgage rolls out AD Power Jumbo, unifying its jumbo lineup into a single, higher-limit program aimed at “jumbo-ready but bank-declined” borrowers with flexible underwriting and expanded cash-out options

Jumbo
Dec 25, 2025