Mortgage Bankers Association (MBA)

The affordability plan proposes single-file credit reports for borrowers with scores above 700, reduced GSE pricing charges, and a streamlined refinance option

With rates projected to stay above 7%, MBA expects fewer loans next year — putting more pressure on LOs to win market share and find business beyond rate-driven refinancing

Broeksmit says the compensation rule “isn’t long for this world,” but CFPB’s published agenda sets no firm timetable

Lenders pulled back on cash-out refinance and investor loan offerings in September, even as non-agency programs continued to support the jumbo market, and Non-QM lending gained market share

Expanded roles cover regulatory advocacy, residential and commercial marketing, conference programming, and procurement

With an announcement reportedly possible, the fight over two-bureau versus tri-merge credit reports is putting cost, borrower outcomes, and lender choice in the spotlight