Mortgage Bankers Association (MBA)

MBA says outstanding debt grew by $26.3 billion in the first quarter, led by multifamily lending and increased holdings from banks, agencies, and life insurers

MBA backs the nomination as lenders await clarity on the future direction of consumer finance regulation under the Trump administration

MBA points to refinancing challenges and higher borrowing costs as commercial mortgage performance remains mixed

New loss mitigation option allows struggling borrowers to bring mortgages current without increasing monthly payments

Higher loan amounts and modest rate increases continued squeezing borrower qualification margins, particularly for FHA and payment-sensitive buyers

MBA’s standards organization says inconsistent fee naming still drives costly redisclosures and rework, with fee-related cures affecting more than 30% of mortgage loans