Mortgage Bankers Association (MBA)

The House Financial Services Committee has passed the bipartisan Housing for the 21st Century Act, aiming to expand housing supply and improve affordability by streamlining regulations, modernizing federal programs, and increasing local flexibility

New executive order seeks to establish federal primacy over AI regulation by preempting state laws, creating a litigation task force to challenge conflicting statutes, and advancing a unified national framework

MISMO provides the shared data model and prescriptive standards that create the common language enabling consistent, scalable, and modern mortgage lending across the industry

A group of major mortgage, banking, insurance, and real estate groups is urging Congress to pass a long-term reauthorization of the National Flood Insurance Program to prevent disruptive coverage lapses and restore stability to the housing market

The Federal Reserve delivered its third rate cut of 2025 by lowering the federal funds rate another 0.25 points, sparking mixed views within the FOMC

A closer look at the first-time homebuyer market, a segment that plays a crucial role in today’s housing market, making it essential for analysts and policymakers to understand their profiles, preferences, and affordability challenges